1 loaf French bread or Texas toast, sliced
    1 1/2-inch thick, crusts removed
3 to 5 apples, peeled, cored and sliced
3 1/2 cups milk
10 eggs
2 tablespoons vanilla extract
1/2 cup granulated sugar
1/2 cup sugar combined with 2 tablespoons
    cinnamon and 1 teaspoon nutmeg

Coat a 9 x 13-inch glass pan with nonstick cooking spray. Place two layers of bread in bottom.

Mix milk, eggs, milk, vanilla extract and sugar. Pour half over bread layers. Peel, core and slice apples. Place on bread. Cover with remaining milk/egg mixture. Sprinkle with sugar/cinnamon/nutmeg. Cover and refrigerate overnight.

The next morning, bake for 1 hour at 325 to 350 degrees F. Let stand a few minutes before cutting.